Withdraw Bitcoin to any bank account in 24 hours with a low fixed commission of $0.60 / £0.50 or €0.55

Infinite Loop Development Ltd develops mobile apps and software that transmits data across the Internet. Our applications do not share personal information with third parties nor does it store any information about you. This privacy policy is subject to change without notice and was last updated on 23rd of January 2017. If you have any questions feel free to contact us directly at info@bitcointobankaccount.com

Can I use this service in my country?

We use stripe for automated bank tansfers, and can support same-day transfers to all countries using the IBAN system, and certain countries outside of the IBAN system as follows;

For counties not in the list above, then we can also support bank transfers, but they must be handled manually, and will take 3 working days to make the transfer

We will absorb all bank changes in the transaction, for a limited period.

Is there any setup fees / monthly costs?

No, there is no setup fees or monthly cost, we charge a flat fee per transaction, a complete list of fees per currency is contained in our Documentation

Bitcoin To Bank Account.com Terms of Service

Last updated: January 23rd, 2017

PLEASE READ THESE TERMS OF SERVICE CAREFULLY. BY CLICKING THE "CREATE ACCOUNT" BUTTON OR BY ACCESSING OR USING THE SERVICES, YOU AGREE TO BE LEGALLY BOUND BY THESE TERMS OF SERVICE AND ALL TERMS INCORPORATED BY REFERENCE.

Summary of Terms of Service

This summary of our Terms of Service offers you an overview of the key terms that apply to your use of our website and trading services. While we hope this summary section is helpful, you should read the complete Terms of Service below since they provide important information about how our services work. Please note that we refer to our online service where you can execute trades as "Bitcoin To Bank Account.com".

• Our Services

  Bitcoin To Bank Account.com provides you with a simple and convenient way to trade Bitcoin for legal tender (such as U.S. dollars and Euros). You may also use our Services to sell Bitcoin directly to us. Our services do not provide users with the ability to trade one form of legal tender for another form of legal tender. Additionally, the range of services available to you will depend in part upon the country from which you access Bitcoin To Bank Account.com.

• Eligibility and Acceptable Use

  You must meet certain eligibility criteria to use Bitcoin To Bank Account.com. For instance, you must be an adult and there are certain locations from which you may not be able to use some or all of Bitcoin To Bank Account.com. Additionally, there are certain things you cannot do when using Bitcoin To Bank Account.com, such as engage in illegal activities, lie, or do anything that would cause damage to our services or systems. Please see the acceptable use section for more details.

• Trading Risks

  Engaging in trades may be risky, especially if you engage in any margin trades or use any other sophisticated trading options. Please don't use Bitcoin To Bank Account.com or any of the trading options if you do not understand these risks.

• Other Important Legal Terms

  There are important legal terms provided below in the complete Terms of Service, including your indemnification responsibilities, our limitation of liability and warranty disclaimers, and your agreement to arbitrate most disputes. Please take the time to read these terms carefully. You can always contact us if you have any questions.

Complete Terms of Service

These Terms of Service and any terms expressly incorporated herein ("Terms") apply to your access to and use of the websites and mobile applications provided by Infinite Loop Development Ltd. and its wholly owned subsidiaries (collectively "Bitcoin To Bank Account.com", "we", or "us"), and the trading and direct sale services provided by Infinite Loop Development Ltd as described in these Terms (collectively, our "Services").

1. KEY DEFINITIONS

   Capitalized terms not otherwise defined in these Terms will have the following meaning:

   1. 1.1 "External Account" means any Financial Account or Digital Asset Account: (i) from which you may load Funds into your Bitcoin To Bank Account.com Account, and (ii) to which you may push Funds from your Bitcoin To Bank Account.com Account.
   2. 1.2 "Financial Account" means any financial account of which you are the beneficial owner that is maintained by a third party outside of the Services, including, but not limited to third-party payment service accounts or accounts maintained by third party financial institutions.
   3. 1.3 "Funds" means Digital Asset and/or Legal Tender.
   4. 1.4 "Legal Tender" means any national currency, such as U.S. dollars, that may be used in connection with a purchase or sale of Bitcoin via the Services, and does not include any Digital Asset.
   5. 1.5 "Bitcoin To Bank Account.com Account" means a user account accessible via the Services where Funds may be stored by Infinite Loop Development Ltd on behalf of a user.
   6. 1.6 "Digital Asset" means bitcoins that may be purchased, sold or traded via the Services.
   7. 1.7 "Digital Asset Account" means any Digital Asset address or account owned or operated by you that is maintained outside of the Services, and is not owned, controlled or operated by Infinite Loop Development Ltd.

2. ELIGIBILITY

   Infinite Loop Development Ltd may not make the Services available in all markets and jurisdictions, and may restrict or prohibit use of the Services from certain U.S. states or foreign jurisdictions ("Restricted Locations"). If you are registering to use the Services on behalf of a legal entity, you represent and warrant that (i) such legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of its organization; and (ii) you are duly authorized by such legal entity to act on its behalf.

   You further represent and warrant that you: (a) are of legal age to form a binding contract (at least 18 years old in the U.S.); (b) have not previously been suspended or removed from using our Services; (c) have full power and authority to enter into this agreement and in doing so will not violate any other agreement to which you are a party; (d) are not located in, under the control of, or a national or resident of (i) any Restricted Locations, or (ii) any country to which the United States has embargoed goods or services; (e) are not identified as a "Specially Designated National;" (f) are not placed on the Commerce Department’s Denied Persons List; and (g) will not use our Services if any applicable laws in your country prohibit you from doing so in accordance with these Terms.

3. Bitcoin To Bank Account.com

   1. 3.1 Number of Bitcoin To Bank Account.com Accounts. Infinite Loop Development Ltd may, in its sole discretion, limit the number of Bitcoin To Bank Account.com Accounts that you may hold, maintain or acquire.
   2. 3.2 Bitcoin To Bank Account.com Account information and security. In order to engage in any trades via the Services, you must create a Bitcoin To Bank Account.com Account and provide any requested information. When you create a Bitcoin To Bank Account.com Account, you agree to: (a) create a strong password that you do not use for any other website or online service; (b) provide accurate and truthful information; (c) maintain and promptly update your Bitcoin To Bank Account.com Account information; (d) maintain the security of your Bitcoin To Bank Account.com Account by protecting your password and restricting access to your Bitcoin To Bank Account.com Account; (e) promptly notify us if you discover or otherwise suspect any security breaches related to your Bitcoin To Bank Account.com Account; and (f) take responsibility for all activities that occur under your Bitcoin To Bank Account.com Account and accept all risks of any authorized or unauthorized access to your Bitcoin To Bank Account.com Account, to the maximum extent permitted by law.

4. Privacy Policy

   Please refer to our Privacy Policy for information about how we collect, use and share your information.

5. GENERAL OBLIGATIONS

   This Section 5 applies to: (i) all trades completed via the Services, (ii) your purchase and/or sale of Bitcoin directly from Infinite Loop Development Ltd via the Services, and (iii) any transaction in which you load Funds into your Bitcoin To Bank Account.com Account from your External Account or push Funds from your Bitcoin To Bank Account.com Account into an External Account.

   1. 5.1 Conditions and Restrictions. We may, at any time and in our sole discretion, refuse any trade submitted via the Services, impose limits on the trade amount permitted via the Services or impose any other conditions or restrictions upon your use of the Services without prior notice. For example, we may limit the number of open orders that you may establish via the Services or we may restrict trades from certain locations.
   2. 5.2 Accuracy of Information. You must provide any information required when creating a Bitcoin To Bank Account.com Account or when prompted by any screen displayed within the Services. You represent and warrant that any information you provide via the Services is accurate and complete.
   3. 5.3 Cancellations You may only cancel an order initiated via the Services if such cancellation occurs before Infinite Loop Development Ltd executes the transaction. Once your order has been executed, you may not change, withdraw or cancel your authorization for Infinite Loop Development Ltd to complete such transaction. If an order has been partially filled, you may cancel the unfilled remainder unless the order relates to a market trade. We reserve the right to refuse any cancellation request associated with a market order once you have submitted such order. In contrast to exchange orders, all trades are irreversible once initiated. While we may, at our sole discretion, reverse a trade under certain extraordinary conditions, a customer does not have a right to a reversal of a trade.
   4. 5.4 Insufficient Funds. If you have an insufficient amount of Funds in your Bitcoin To Bank Account.com Account to complete an order via the Services, we may cancel the entire order or may fulfill a partial order using the amount of Funds currently available in your Bitcoin To Bank Account.com Account, less any fees owed to Infinite Loop Development Ltd in connection with our execution of the trade (as described in Section 9 below).
   5. 5.5 Taxes. It is your responsibility to determine what, if any, taxes apply to the trades you complete via the Services, and it is your responsibility to report and remit the correct tax to the appropriate tax authority. You agree that Infinite Loop Development Ltd is not responsible for determining whether taxes apply to your trades or for collecting, reporting, withholding or remitting any taxes arising from any trades.

6. Bitcoin To Bank Account.com ACCOUNT FUNDS

   1. 6.1 Funding your Bitcoin To Bank Account.com Account. In order to complete an order or trade via the Services (as described in Section 7), you must first load Funds to your Bitcoin To Bank Account.com Account using one of the approved External Accounts identified via the Services. You may be required to verify that you control the External Account that you use to load Funds to your Bitcoin To Bank Account.com Account. As further described in Section 9, you may be charged fees by the External Account you use to fund your Bitcoin To Bank Account.com Account. Infinite Loop Development Ltd is not responsible for any External Account fees or for the management and security of any External Account. You are solely responsible for your use of any External Account, and you agree to comply with all terms and conditions applicable to any External Account. The timing associated with a load transaction will depend in part upon the performance of third parties responsible for maintaining the applicable External Account, and Infinite Loop Development Ltd makes no guarantee regarding the amount of time it may take to load Funds into your Bitcoin To Bank Account.com Account.
      About Funds Held In Your Bitcoin To Bank Account.com Account - Be advised that fiat funds held in your Bitcoin To Bank Account.com account are exclusively for the purchase of Bitcoin or withdrawal to your approved External Account. Proceeds from the sale of Bitcoin will be credited to your fiat account, less any transactional or other fees. Furthermore, be advised that Bitcoin To Bank Account.com does not pay interest on free fiat balances held in your account.
      Bitcoin Only Accounts - If you have opened a Bitcoin To Bank Account.com Account designated as Bitcoin Only, you may only fund your account with Bitcoin. Bitcoin To Bank Account.com will not accept fiat to fund a Bitcoin Only Account. If fiat is transmitted to fund such an account, it will be returned to the sender, less applicable transfer fees.
   2. 6.2 Pushing Funds to an External Account. Provided that the balance of Funds in your Bitcoin To Bank Account.com Account is greater than any minimum balance requirements needed to satisfy any of your open positions, you may push any amount of Funds, up to the total amount of Funds in your Bitcoin To Bank Account.com Account in excess of such minimum balance requirements, from your Bitcoin To Bank Account.com Account to an External Account, less any fees charged by Infinite Loop Development Ltd for such transactions (as described in the Fee Schedule at the time of your request to push Funds to an External Account).
      Bitcoin Only Accounts - If your Bitcoin To Bank Account.com Account is designated as Bitcoin Only, you may only withdraw BTC from your account to another account eligible to receive Bitcoinss. Bitcoin To Bank Account.com will not accept instructions to transmit fiat from such an account.
   3. 6.3 Load/Push Authorization. When you request that we load Funds into your Bitcoin To Bank Account.com Account from your External Account or request that we push Funds to your External Account from your Bitcoin To Bank Account.com Account, you authorize Infinite Loop Development Ltd to execute such transaction via the Services.
   4. 6.4 Rejected Transactions. In some cases, the External Account may reject your Funds or may otherwise be unavailable. You agree that you will not hold Infinite Loop Development Ltd liable for any damages resulting from such rejected transactions.

7. EXCHANGE ORDERS AND TRADES

   This Section applies only when you use the Services to trade Bitcoins for Legal Tender or vice versa, or to trade Bitcoins for another form of Digital Assets. Infinite Loop Development Ltd does not purchase, sell, or exchange any Bitcoins on its own behalf, except for trades conducted on behalf of German users where Infinite Loop Development Ltd fulfills each order on a spot basis as the counterparty to both sides of the transaction.

   1. 7.1 Authorization. When you submit a new order via the Services, you authorize Infinite Loop Development Ltd to execute a transaction in accordance with such order on a spot basis and charge you any applicable fees (as described in Section 10 below).
   2. 7.2 Independent relationship. You acknowledge and agree that: (a) Infinite Loop Development Ltd is not acting as your broker, intermediary, agent, or advisor or in any fiduciary capacity, and (b) no communication or information provided to you by Infinite Loop Development Ltd shall be considered or construed as advice.
   3. 7.3 Trade confirmation. Once the Services execute your trade, a confirmation will be electronically made available via the Services detailing the particulars of the trade. You acknowledge and agree that the failure of the Services to provide such confirmation shall not prejudice or invalidate the terms of such trade.
   4. 7.4 Trade options. Please refer to the Trading Guide, for information about the terminology used in connection with the trading options made available via the Services. If you do not understand the meaning of any trade option, we strongly encourage you not to utilize any of those options.
   5. 7.5 Market rates. If you select a market trade, Infinite Loop Development Ltd will attempt, on a commercially reasonable basis, to execute the trade on or close to the prevailing market exchange rate, as defined via the Services. You acknowledge and agree that the exchange rate information made available via our Services may differ from prevailing exchange rates made available via other sources outside of the Services.
   6. 7.6 Market volatility. Particularly during periods of high volume, illiquidity, fast movement or volatility in the marketplace for any Bitcoins or Legal Tender, the actual market rate at which a market order or trade is executed may be different from the prevailing rate indicated via the Services at the time of your order or trade. You understand that we are not liable for any such price fluctuations. In the event of a market disruption or Force Majeure event (as defined in Section 24), Infinite Loop Development Ltd may do one or more of the following: (a) suspend access to the Services; or (b) prevent you from completing any actions via the Services, including closing any open positions. Following any such event, when trading resumes, you acknowledge that prevailing market rates may differ significantly from the rates available prior to such event.
   7. 7.7 Trade Settlement. Subject to the terms and conditions in these Terms, we will use commercially reasonable efforts to settle trades on a spot basis within two (2) days of the date upon which users have agreed to execute a trade via the Services.
   8. 7.8 Margin Trades.
      1. You agree to maintain in your Bitcoin To Bank Account.com Account a sufficient amount of Funds to meet any minimum balance requirements imposed by Infinite Loop Development Ltd for users to engage in margin trades. You acknowledge that if you do not have sufficient Funds to meet such minimum balance requirements, that Infinite Loop Development Ltd may automatically close some or all of your open positions without notice. Infinite Loop Development Ltd may modify such minimum balance requirements from time to time, in its sole discretion. If your margin account balance becomes negative, you agree to pay the amount of Funds owed to Infinite Loop Development Ltd within 48 hours. You may not trade on a negative margin account.
      2. You acknowledge and agree that you have read our Margin Disclosure Statement and understand the risks involved with margin trades.

8. RISK DISCLOSURE

   1. 8.1 Trading risks. You acknowledge and agree that you shall access and use the Services at your own risk. The risk of loss in trading Digital Asset pairs and Digital Asset and Legal Tender pairs can be substantial. You should, therefore, carefully consider whether such trading is suitable for you in light of your circumstances and financial resources. You should be aware of the following points:
      1. You may sustain a total loss of the Funds in your Bitcoin To Bank Account.com Account, and, in some cases, you may incur losses beyond such Funds. If the market moves against your position, you may be called upon by us to provide a substantial amount of additional margin Funds, on short notice, in order to maintain your position. If you do not provide the required Funds within the time required by us, your position may be liquidated at a loss, and you will be liable for any resulting deficit in your Bitcoin To Bank Account.com Account.
      2. Under certain market conditions, you may find it difficult or impossible to liquidate a position. This can occur, for example, when the market reaches a daily price fluctuation limit ("limit move"), if there is insufficient liquidity in the market.
      3. Placing contingent orders, such as "stop-loss" or "stop-limit" orders, will not necessarily limit your losses to the intended amounts, since market conditions may make it impossible to execute such orders.
      4. All Digital Asset positions involve risk, and a "spread" position may not be less risky than an outright "long" or "short" position.
      5. The use of leverage can work against you as well as for you and can lead to large losses as well as gains.

      ALL OF THE POINTS NOTED ABOVE APPLY TO ALL DIGITAL ASSET PAIR AND DIGITAL ASSET AND LEGAL TENDER PAIR TRADING. THIS BRIEF STATEMENT CANNOT, OF COURSE, DISCLOSE ALL THE RISKS AND OTHER ASPECTS ASSOCIATED WITH THESE TRADES.

   2. 8.2 Internet transmission risks. You acknowledge that there are risks associated with utilizing an Internet-based trading system including, but not limited to, the failure of hardware, software, and Internet connections. You acknowledge that Infinite Loop Development Ltd shall not be responsible for any communication failures, disruptions, errors, distortions or delays you may experience when trading via the Services, howsoever caused.

9. DIGITAL ASSET TERMS OF SALE

   This Section applies only when you use the Services to purchase or sell Digital Assets directly from Infinite Loop Development Ltd, a service available in limited jurisdictions only.

   1. 9.1 Prices; Availability. All prices reflect the exchange rates applicable to the purchase or sale of Digital Assets using the Legal Tender or alternative form of Digital Assets identified in your purchase order. All Digital Asset sales and purchases by Infinite Loop Development Ltd are subject to availability, and we reserve the right to discontinue the sale and purchase of Digital Assets without notice.
   2. 9.2 Purchase Quotes. Prior to completing your purchase or sale of Digital Assets from Infinite Loop Development Ltd, we will provide notice of the amount of Digital Assets you intend to purchase or sell and the amount of Funds you will be required to pay to Infinite Loop Development Ltd to receive such Digital Assets or Legal Tender. You agree to comply with any terms and conditions provided within such notice to complete your purchase transaction.
   3. 9.3 Errors. In the event of an error, whether via our Services, in a purchase order confirmation, in processing your purchase, or otherwise, we reserve the right to correct such error and revise your purchase transaction accordingly (including charging the correct price) or to cancel the purchase and refund any amount received. Your sole remedy in the event of an error is to cancel your purchase order and obtain a refund of any amount charged.
   4. 9.4 Payment Method. Only valid payment methods specified by us may be used to purchase Digital Assets. By placing an order to purchase Digital Assets from Infinite Loop Development Ltd, you represent and warrant that (a) you are authorized to use the designated payment method and (b) you authorize us, or our payment processor, to charge your designated payment method. If the payment method you designate cannot be verified, is invalid or is otherwise not acceptable, your purchase order may be suspended or cancelled automatically. You agree to resolve any problems we encounter in order to proceed with your purchase order.
   5. 9.5 No Returns or Refunds. All sales and purchases of Digital Assets by Infinite Loop Development Ltd via the Services are final. We do not accept any returns or provide refunds for your purchase of Digital Assets from Infinite Loop Development Ltd, except as otherwise provided in these Terms.

10. Fees

    1. 10.1 Amount of Fees. You agree to pay Infinite Loop Development Ltd the fees for trades completed via our Services ("Fees") as made available via the Fees and Pair Info ("Fee Schedule"), which we may change from time to time. Changes to the Fee Schedule are effective as of the effective date indicated in the posting of the revised Fee Schedule to the Services, and will apply prospectively to any trades that take place following the effective date of such revised Fee Schedule.
    2. 10.2 Third-Party Fees. In addition to the Fees, your External Account may impose fees in connection with your use of your designated External Account via the Services. Any fees imposed by your External Account provider will not be reflected on the transaction screens containing information regarding applicable Fees. You are solely responsible for paying any fees imposed by an External Account provider.
    3. 10.3 Payment of Fees. You authorize us, or our designated payment processor, to charge or deduct your Bitcoin To Bank Account.com Account Funds for any applicable Fees owed in connection with trades you complete via the Services.
    4. 10.4 Collection-Related Costs. If you fail to pay Fees or any other amounts owed to Infinite Loop Development Ltd under these Terms and Infinite Loop Development Ltd refers your account(s) to a third party for collection, then Infinite Loop Development Ltd will charge you the lesser of an 18% collection fee or the maximum percentage permitted by applicable law, to cover Infinite Loop Development Ltd's collection-related costs.

11. Electronic Notices

    1. 11.1 Consent to Electronic Delivery. You agree and consent to receive electronically all communications, agreements, documents, receipts, notices and disclosures (collectively, "Communications") that Infinite Loop Development Ltd provides in connection with your Bitcoin To Bank Account.com Account and/or use of the Infinite Loop Development Ltd Services. You agree that Infinite Loop Development Ltd may provide these Communications to you by posting them via the Services, by emailing them to you at the email address you provide, and/or by sending an SMS or text message to a mobile phone number that you provide. Your carrier's normal, messaging, data and other rates and fees may apply to any mobile Communications. You should maintain copies of electronic Communications by printing a paper copy or saving an electronic copy. You may also contact us to request additional electronic copies of Communications or, for a fee, paper copies of Communications (as described below).
    2. 11.2 Hardware and Software Requirements. In order to access and retain electronic Communications, you will need a computer with an Internet connection that has a current web browser with cookies enabled and 128-bit encryption. You will also need to have a valid email address on file with Infinite Loop Development Ltd and have sufficient storage space to save past Communications or an installed printer to print them.
    3. 11.3 Withdrawal of Consent. You may withdraw your consent to receive electronic Communications by sending a withdrawal notice to support. If you decline or withdraw consent to receive electronic Communications, Infinite Loop Development Ltd may suspend or terminate your use of the Services.
    4. 11.4 Requesting Paper Copies. If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy within 30 days after the date we provided the Communication to you by contacting support. In order for us to send paper copies to you, you must have a current street address on file with Infinite Loop Development Ltd. Please note that Bitcoin To Bank Account.com operates exclusively online and it is very burdensome for us to produce paper copies of Communications. Therefore, if you request paper copies, you understand and agree that Infinite Loop Development Ltd may charge you a processing fee, in the amount described in the Fee Schedule, for each page of Communication requested.
    5. 11.5 Updating Contact Information. It is your responsibility to keep your email address and/or mobile phone number on file with Infinite Loop Development Ltd up to date so that Infinite Loop Development Ltd can communicate with you electronically. You understand and agree that if Infinite Loop Development Ltd sends you an electronic Communication but you do not receive it because your email address or mobile phone number on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, Infinite Loop Development Ltd will be deemed to have provided the Communication to you. Please note that if you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add Infinite Loop Development Ltd to your email address book so that you will be able to receive the Communications we send to you. You can update your email address, mobile phone number or street address at any time by logging into your Bitcoin To Bank Account.com Account or by sending such information to support. If your email address or mobile phone number becomes invalid such that electronic Communications sent to you by Infinite Loop Development Ltd are returned, Infinite Loop Development Ltd may deem your account to be inactive, and you may not be able to complete any transaction via our Services until we receive a valid, working email address or mobile phone number from you.

12. UNCLAIMED PROPERTY

    If for any reason Infinite Loop Development Ltd is holding Funds in your Bitcoin To Bank Account.com Account on your behalf, and Infinite Loop Development Ltd is unable to return your Funds to your designated External Account after a period of inactivity, then Infinite Loop Development Ltd may report and remit such Funds in accordance with applicable state unclaimed property laws.

13. ACCEPTABLE USE

    When accessing or using the Services, you agree that you will not violate any law, contract, intellectual property or other third-party right or commit a tort, and that you are solely responsible for your conduct while using our Services. Without limiting the generality of the foregoing, you agree that you will not:

    • Use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services, or that could damage, disable, overburden or impair the functioning of our Services in any manner;
    • Use our Services to pay for, support or otherwise engage in any illegal gambling activities; fraud; money-laundering; or terrorist activities; or other illegal activities;
    • Use any robot, spider, crawler, scraper or other automated means or interface not provided by us to access our Services or to extract data;
    • Use or attempt to use another user's account without authorization;
    • Attempt to circumvent any content filtering techniques we employ, or attempt to access any service or area of our Services that you are not authorized to access;
    • Develop any third-party applications that interact with our Services without our prior written consent;
    • Provide false, inaccurate, or misleading information; and
    • Encourage or induce any third party to engage in any of the activities prohibited under this Section.

14. Feedback

    We will own exclusive rights, including all intellectual property rights, to any feedback, suggestions, ideas or other information or materials regarding Infinite Loop Development Ltd or our Services that you provide, whether by email, posting through our Services or otherwise ("Feedback"). Any Feedback you submit is non-confidential and shall become the sole property of Infinite Loop Development Ltd. We will be entitled to the unrestricted use and dissemination of such Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you. You waive any rights you may have to the Feedback (including any copyrights or moral rights). Do not send us Feedback if you expect to be paid or want to continue to own or claim rights in them; your idea might be great, but we may have already had the same or a similar idea and we do not want disputes. We also have the right to disclose your identity to any third party who is claiming that any content posted by you constitutes a violation of their intellectual property rights, or of their right to privacy. We have the right to remove any posting you make on our website if, in our opinion, your post does not comply with the content standards set out in this section.

15. Copyrights and Other Intellectual Property Rights

    Unless otherwise indicated by us, all copyright and other intellectual property rights in all content and other materials contained on our website or provided in connection with the Services, including, without limitation, the Infinite Loop Development Ltd or Bitcoin To Bank Account.com logo and all designs, text, graphics, pictures, information, data, software, sound files, other files and the selection and arrangement thereof (collectively, "Infinite Loop Development Ltd Materials") are the proprietary property of Infinite Loop Development Ltd or our licensors or suppliers and are protected by U.S. and international copyright laws and other intellectual property rights laws.

    We hereby grant you a limited, nonexclusive and non-sublicensable license to access and use the Infinite Loop Development Ltd Materials for your personal or internal business use. Such license is subject to these Terms and does not permit (a) any resale of the Infinite Loop Development Ltd Materials; (b) the distribution, public performance or public display of any Infinite Loop Development Ltd Materials; (c) modifying or otherwise making any derivative uses of the Infinite Loop Development Ltd Materials, or any portion thereof; or (d) any use of the Infinite Loop Development Ltd Materials other than for their intended purposes. The license granted under this Section will automatically terminate if we suspend or terminate your access to the Services.

16. Trademarks

    "Infinite Loop Development Ltd," "Bitcoin To Bank Account.com," the Bitcoin To Bank Account.com logo, the Infinite Loop Development Ltd logo and any other Infinite Loop Development Ltd product or service names, logos or slogans that may appear on our Services are trademarks of Infinite Loop Development Ltd, in the United States and in other countries, and may not be copied, imitated or used, in whole or in part, without our prior written permission. You may not use any trademark, product or service name of Infinite Loop Development Ltd without our prior written permission, including without limitation any metatags or other "hidden text" utilizing any trademark, product or service name of Infinite Loop Development Ltd. In addition, the look and feel of our Services, including all page headers, custom graphics, button icons and scripts, is the service mark, trademark and/or trade dress of Infinite Loop Development Ltd and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names and company names or logos mentioned through our Services are the property of their respective owners. Reference to any products, services, processes or other information, by name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation by us.

17. THIRD-PARTY CONTENT

    In using our Services, you may view content provided by third parties, including links to web pages of such parties, including but not limited to Facebook and Twitter links ("Third-Party Content"). We do not control, endorse or adopt any Third-Party Content and shall have no responsibility for Third-Party Content, including without limitation material that may be misleading, incomplete, erroneous, offensive, indecent or otherwise objectionable. In addition, your business dealings or correspondence with such third parties are solely between you and the third parties. We are not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings, and you understand that your use of Third-Party Content, and your interactions with third parties, is at your own risk.

18. SUSPENSION; TERMINATION

    In the event of any Force Majeure Event (as defined in Section 23.5), breach of this agreement, or any other event that would make provision of the Services commercially unreasonable for Infinite Loop Development Ltd, we may, in our discretion and without liability to you, with or without prior notice, suspend your access to all or a portion of our Services. We may terminate your access to the Services in our sole discretion, immediately and without prior notice, and delete or deactivate your Bitcoin To Bank Account.com Account and all related information and files in such account without liability to you, including, for instance, in the event that you breach any term of these Terms. In the event of termination, Infinite Loop Development Ltd will attempt to return any Funds stored in your Bitcoin To Bank Account.com Account not otherwise owed to Infinite Loop Development Ltd, unless Infinite Loop Development Ltd believes you have committed fraud, negligence or other misconduct.

19. DISCONTINUANCE OF SERVICES

    We may, in our sole discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services.

20. DISCLAIMER OF WARRANTIES

    EXCEPT AS EXPRESSLY PROVIDED TO THE CONTRARY IN A WRITING BY US, OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM, AND YOU WAIVE, ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT AS TO OUR SERVICES, INCLUDING THE INFORMATION, CONTENT AND MATERIALS CONTAINED THEREIN.

    YOU ACKNOWLEDGE THAT INFORMATION YOU STORE OR TRANSFER THROUGH OUR SERVICES MAY BECOME IRRETRIEVABLY LOST OR CORRUPTED OR TEMPORARILY UNAVAILABLE DUE TO A VARIETY OF CAUSES, INCLUDING SOFTWARE FAILURES, PROTOCOL CHANGES BY THIRD PARTY PROVIDERS, INTERNET OUTAGES, FORCE MAJEURE EVENT OR OTHER DISASTERS INCLUDING THIRD PARTY DDOS ATTACKS, SCHEDULED OR UNSCHEDULED MAINTENANCE, OR OTHER CAUSES EITHER WITHIN OR OUTSIDE OUR CONTROL. YOU ARE SOLELY RESPONSIBLE FOR BACKING UP AND MAINTAINING DUPLICATE COPIES OF ANY INFORMATION YOU STORE OR TRANSFER THROUGH OUR SERVICES.

    Some jurisdictions do not allow the disclaimer of implied terms in contracts with consumer, so some or all of the disclaimers in this section may not apply to you.

21. LIMITATION OF LIABILITY

    (a) EXCEPT AS OTHERWISE REQUIRED BY LAW, IN NO EVENT SHALL Infinite Loop Development Ltd, OUR DIRECTORS, MEMBERS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF OR INABILITY TO USE OUR SERVICES OR THE Infinite Loop Development Ltd MATERIALS, INCLUDING WITHOUT LIMITATION ANY DAMAGES CAUSED BY OR RESULTING FROM RELIANCE BY ANY USER ON ANY INFORMATION OBTAINED FROM Infinite Loop Development Ltd, OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM A FORCE MAJEURE EVENT, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO Infinite Loop Development Ltd'S RECORDS, PROGRAMS OR SERVICES.

    Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the limitations of this section may not apply to you.

    1. (b)

       (b) TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE AGGREGATE LIABILITY OF Infinite Loop Development Ltd (INCLUDING OUR DIRECTORS, MEMBERS, EMPLOYEES AND AGENTS), WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, Infinite Loop Development Ltd OR TO THESE TERMS EXCEED THE FEES PAID BY YOU TO Infinite Loop Development Ltd DURING THE 12 MONTHS IMMEDIATELY PRECEDING THE DATE OF ANY CLAIM GIVING RISE TO SUCH LIABILITY.

22. Indemnity

    You agree to defend, indemnify and hold harmless Infinite Loop Development Ltd (and each of our officers, directors, members, employees, agents and affiliates) from any claim, demand, action, damage, loss, cost or expense, including without limitation reasonable attorneys’ fees, arising out or relating to (a) your use of, or conduct in connection with, our Services; (b) any Feedback you provide; (c) your violation of these Terms; or (d) your violation of any rights of any other person or entity. If you are obligated to indemnify us, we will have the right, in our sole discretion, to control any action or proceeding (at our expense) and determine whether we wish to settle it.

23. APPLICABLE LAW; ARBITRATION

    PLEASE READ THE FOLLOWING PARAGRAPH CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE DISPUTES WITH US AND IT LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF.

    You and Infinite Loop Development Ltd agree to arbitrate any dispute arising from these Terms or your use of the Services, except for disputes in which either party seeks equitable and other relief for the alleged unlawful use of copyrights, trademarks, trade names, logos, trade secrets or patents. ARBITRATION PREVENTS YOU FROM SUING IN COURT OR FROM HAVING A JURY TRIAL. You and Infinite Loop Development Ltd agree to notify each other in writing of any dispute within thirty (30) days of when it arises. Notice to Infinite Loop Development Ltd shall be sent to us. You and Infinite Loop Development Ltd further agree: (a) to attempt informal resolution prior to any demand for arbitration; (b) that any arbitration will occur in San Francisco, California; (c) that arbitration will be conducted confidentially by a single arbitrator in accordance with the rules of JAMS; and (d) that the state or federal courts in San Francisco, California have exclusive jurisdiction over any appeals of an arbitration award and over any suit between the parties not subject to arbitration. Other than class procedures and remedies discussed below, the arbitrator has the authority to grant any remedy that would otherwise be available in court. Any dispute between the parties will be governed by these Terms and the laws of the State of California and applicable United States law, without giving effect to any conflict of laws principles that may provide for the application of the law of another jurisdiction. Whether the dispute is heard in arbitration or in court, you and Infinite Loop Development Ltd will not commence against the other a class action, class arbitration or representative action or proceeding.

24. MISCELLANEOUS

    1. 24.1 Entire Agreement; Order of Precedence. These Terms contain the entire agreement, and supersede all prior and contemporaneous understandings between the parties regarding the Services. These Terms do not alter the terms or conditions of any other electronic or written agreement you may have with Infinite Loop Development Ltd for the Services or for any other Infinite Loop Development Ltd product or service or otherwise. In the event of any conflict between these Terms and any other agreement you may have with Infinite Loop Development Ltd, the terms of that other agreement will control only if these Terms are specifically identified and declared to be overridden by such other agreement.
    2. 24.2 Amendment. We reserve the right to make changes or modifications to these Terms from time to time, in our sole discretion. If we make changes to these Terms, we will provide you with notice of such changes, such as by sending an email, providing notice on the homepage of the Site and/or by posting the amended Terms via the applicable Infinite Loop Development Ltd websites and mobile applications and updating the "Last Updated" date at the top of these Terms. The amended Terms will be deemed effective immediately upon posting for any new users of the Services. In all other cases, the amended Terms will become effective for preexisting users upon the earlier of either: (i) the date users click or press a button to accept such changes, or (ii) continued use of our Services 30 days after Infinite Loop Development Ltd provides notice of such changes.  Any amended Terms will apply prospectively to use of the Services after such changes become effective. If you do not agree to any amended Terms, you must discontinue using our Services and contact us to terminate your account.
    3. 24.3 Waiver. Our failure or delay in exercising any right, power or privilege under these Terms shall not operate as a waiver thereof.
    4. 24.4 Severability. The invalidity or unenforceability of any of these Terms shall not affect the validity or enforceability of any other of these Terms, all of which shall remain in full force and effect.
    5. 24.5 Force Majeure Events. Infinite Loop Development Ltd shall not be liable for (1) any inaccuracy, error, delay in, or omission of (i) any information, or (ii) the transmission or delivery of information; (2) any loss or damage arising from any event beyond Infinite Loop Development Ltd's reasonable control, including but not limited to flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications, power failure, or equipment or software malfunction or any other cause beyond Infinite Loop Development Ltd's reasonable control (each, a "Force Majeure Event").
    6. 24.6 Assignment. You may not assign or transfer any of your rights or obligations under these Terms without prior written consent from Infinite Loop Development Ltd, including by operation of law or in connection with any change of control. Infinite Loop Development Ltd may assign or transfer any or all of its rights under these Terms, in whole or in part, without obtaining your consent or approval.
    7. 24.7 Headings. Headings of sections are for convenience only and shall not be used to limit or construe such sections.
    8. 24.8 Survival. 23.8 Sections 2 (Eligibility), Section 3 (Bitcoin To Bank Account.com Account), 8 (Risk Disclosure), 10 (Fees), 12 (Unclaimed Property), 14 (Feedback), 15 (Copyrights), 16 (Trademarks), 17 (Third-Party Content), 20 (Disclaimer of Warranties), 21 (Limitation of Liability); 22 (Indemnity), 23 (Applicable Law; Arbitration) and this Section 24 (Miscellaneous) shall survive any termination or expiration of these Terms.

Margin Disclosure Statement

We are furnishing this document to you to provide some basic facts about purchasing digital assets or legal tender on margin, and to alert you to the risks involved with trading assets in a margin account. Before trading assets in a margin account, you should carefully review this margin disclosure statement. Please contact us through support. regarding any questions or concerns you may have with your margin accounts.

When you purchase digital assets for legal tender or vice versa, you may pay in full or you may borrow part of the purchase price from us. If you choose to borrow funds from us, you will open a margin account. The assets purchased are our collateral for the loan to you. If the assets in your account declines in value, so does the value of the collateral supporting your loan, and, as a result, we can take action, such as issue a margin call and/or sell assets in your account, in order to maintain the required equity in the account.

It is important that you fully understand the risks involved in trading assets on margin. These risks include the following:

• You can lose more funds than you deposit in the margin account. A decline in the value of assets that are purchased or sold on margin may require you to provide additional funds to us to avoid the forced sale of assets in your account(s).
• We can force the sale of assets in your account. If the equity in your account falls below our maintenance margin requirements, we can sell assets in your account to cover the margin deficiency. You also will be responsible for any shortfall in the account after such a sale.
• We can sell your assets without contacting you. Customers may mistakenly believe that we must contact them for a margin call to be valid, and that we cannot liquidate assets in their accounts to meet the call unless we have contacted them first. This is not the case. We will attempt to notify you of margin calls, but we are not required to do so. However, even if we have contacted you and provided a specific date by which you can meet a margin call, we can still take necessary steps to protect our financial interests, including immediately selling assets without notice to you.
• We can increase maintenance margin requirements at any time and are not required to provide you with advance written notice. These maintenance margin requirements often take effect immediately and may result in the issuance of a maintenance margin call. Your failure to satisfy the call may cause us to liquidate or sell assets in your account(s). We are not responsible to delays in the release of funds intended to satisfy the call, including but not limited to internal holds on funds exceeding verification limits, delays in the transfer of funds from external accounts maintained by third party financial institutions, and failure of proper routing of funds through financial networks. The funds won't count towards their maintenance requirements until the funds are released.
• You are not entitled to an extension of time on a margin call. While an extension of time to meet margin requirements may be available to you under certain conditions, a customer does not have a right to the extension.
• Customers with accounts registered in the United States are limited to a 28-day maximum financing term for maintaining open margin positions. Margin positions held beyond 28 days will be automatically liquidated. We are not required to contact you prior to the expiration of the 28-day term and may liquidate your positions without warning. You are expected keep track of your margin positions and settle or otherwise close the positions within 28 days. The 28-day term is fixed and cannot be extended.